Last Updated: 9/26/2020
A cookie is a small text file that is stored in your web browser that allows FGL or a third party to recognize you using a unique identifier.
Who sets them: First-party cookies are set by FGL. Third-party cookies are set by companies other than FGL, such as analytics providers and advertisers.
What they do: “Essential” cookies enable services we offer. “Non-essential” cookies help us understand how our services are being used (i.e., analytics) and deliver advertisements. Some cookies may track you across multiple websites you visit (including ones not operated by us) to help deliver advertisements that may be relevant to you.
How long they last: Cookies may be either “session” or “persistent.” A session cookie expires (i.e., is deleted) when you close your browser. A persistent cookie remains until it expires or you delete the cookies via your browser settings. Expiration dates are set in the cookies themselves and may vary in length, depending on the purpose of the cookie.
Cookies Found on FGL Services
We use all types of cookies in our web-based services.
Changing Your Cookie Preferences
You may limit the cookies set in your browser by taking the steps described below. Note that declining cookies may impact your ability to use our services.
Browser settings: You may change your browser’s settings to delete cookies that have already been set and to reject new cookies. To learn more, visit the help pages of your browser:
You may also visit our sites in your browser’s “private” or “incognito” mode, in which case cookies will be set, but deleted when you close your browser.
Third party advertising opt-outs: Certain third parties provide ways to opt out of advertising cookies across multiple sites. You can learn more by visiting the sites of the Network Advertising Initiative (https://optout.networkadvertising.org) or the Digital Advertising Alliance (https://www.aboutads.info). In addition, there are third party plug-ins and apps that help manage cookies.
We use technologies that resemble cookies to help track user activities and preferences. For example, we may use web beacons (tiny graphics with a unique identifier embedded on web pages or emails) to track your activities and communicate with cookies. You cannot opt out of web beacons used on webpages, but you can limit their use by opting out of the cookies they interact with. You can opt out of web beacons used in emails by setting your email client to render emails in text mode only.